B'anob'äl rech ja pa Estados Unidos: K'oyoj rech ajk'ayib' ja chi rij tinamït

Wech kachajij jun ja pa Estados Unidos chi rij tinamït, k'i oyoj rajawaxik. Wire verification pa ri k'isb'äl rech ri k'ayib'äl, k'ayewal rech ja pa 2 AM rech ri a q'ij, tzijob'äl ruk' ri realtor rech man k'o ta chi k'a'am chi email. Ri a oyonib'äl are ri kachajij ri a pwaq, xuquje' ri rajilal rech oyoj chi rij tinamït k'i rajil.

Ri k'ayib'äl rech ja pa Estados Unidos rech ri e aj chi rij tinamït xq'ax 44% pa ri junab' kan. K'i chik winaq k'o kaja xuquje' kkichajij pa Estados Unidos chi rij tinamït chuwach ri junab' 2017. Are wa' kub'ij k'i chik winaq k'o ri junam k'ayewal kuk': Jas kach'ojoj jun k'ayib'äl rech ja wech k'o 8,000 miles naj xuquje' ri a oyoj kachojmij $2 pa jun minuto?

Ri qas tzij rech b'anob'äl rech ja pa Estados Unidos chi rij tinamït

Wech kak'ayij, kak'atuj, o kachajij jun ja pa Estados Unidos chi rij tinamït, k'o chi kach'ojoj ri time zones xuquje' ri oyoj. Ri k'ayib'äl rech ja k'a'am kanoq. Ri k'ayib'äl rajawaxik k'o jun tzijol pa juna'am, man pa q'ij ta. Ri ajchajil rech ri a ja man k'o ta k'ax che wech 3 AM pa Berlin — ri tubo xpuq'up'u' xuquje' rajawaxik k'o jun a tzijol rech katz'apij.

Ri email kutzijoj jun jastaq. Ri oyoj kutzijoj konojel ri jastaq chik. Ri k'ayewal are wa' ri "konojel ri jastaq chik" k'o ri k'i rajilal: kach'ob' ri wire instructions wech kakach'ab'ej k'i pwaq, katzijoj ri counteroffers wech man k'o ta chi q'ij, xuquje' kach'ojoj ri k'ayewal wech man k'o ta chi k'i k'ayewal.

Jas k'a rajawaxik kawoyoj

Waqib' jastaq rajawaxik k'o a oyonib'äl wech kachajij jun ja pa Estados Unidos chi rij tinamït:

1. Closing verification—Kach'ob' ri wire instructions ruk' oyoj, man ruk' email ta xuwi. Are wa' kachajij rech man katz'apitaj ta pa k'ayewal.
2. K'ayewal rech ja—Tubo xpuq'up'u', ri e ajk'aslemal man kkikowin ta kkitz'apij ri ja, k'ayewal rech HVAC. Ri a property manager rajawaxik k'o jun a tzijol.
3. Tzijob'äl ruk' ri realtor—K'ayib'äl, counteroffers, tzijol rech inspection. Ri email k'a'am.
4. Tzijob'äl ruk' ri title company—K'utunem rech wuj, q'ij rech katz'ib'aj, k'exoj pa ri k'isb'äl.
5. Tzijob'äl ruk' ri lender—Ri rate locks kk'is kanoq, ri wuj rajawaxik kach'ob', ri k'utunem rajawaxik k'o jun tzijol.
6. Chajij rech ri ja chi q'ij chi q'ij—Ch'ob'oj chi oxib' ik', k'exoj rech lease, tzijob'äl ruk' ri e ajchak.

Man xuwi ta jun oyoj ri'. Are k'i oyoj pa juna'am o pa ik'. Ruk' ri rajilal rech oyoj, kachojmij $50-100 pa oyoj wech man k'o ta chi k'isb'äl.

Rech man katz'apitaj ta pa wire fraud — Jasche ri oyoj man k'o ta k'exoj

Ri wire fraud kutz'apij k'i pwaq che ri e ajk'ayib' ja. Pa jun jastaq, k'i mil. Are wa' ri kub'an: ri e ajk'ayewal kkitz'apij ri email rech ri title company o rech ri realtor. Kkitz'et ri a k'ayib'äl. Pa ri k'isb'äl, kkitaq ri fake wire instructions rech kkik'ex ri a pwaq pa ri kenta.

Wech k'o jun winaq kutz'et, ri pwaq k'o chi b'enaq.

Ri xuwi kachajij awib' are ri oyoj rech kach'ob'. Man junam ta kach'ob' ri wiring instructions taqom ruk' email wech man k'o ta jun oyoj rech kach'ob'. Kausaj jun oyojib'äl taqom pa ri nab'e rech ri a k'ayib'äl — man jun oyojib'äl ta rech ri email rech k'ayewal.

Nim ri'il: Man kach'ob' ta ri oyoj taqom chawe. Ri e ajk'ayewal kkikowin kkik'ex ri caller ID rech kutz'et che ri a title company k'o k'oyoj. Chi q'ij chi q'ij kachapa ri oyoj awib', pa jun oyojib'äl ch'ob'om.

Man jun k'ayewal ta rech a jolom ri'. Are jun b'anob'äl ch'ob'om taqom ruk' ri National Association of Realtors xuquje' ri Consumer Financial Protection Bureau. Ri oyoj rech kach'ob' ri a wire instructions are ri nim rech ri a k'ayib'äl.

Nim oyojib'äl rajawaxik chawe

Ri nim title companies k'o koyojib'äl rech xuwi wa' ri'il:

Nim ri'il: Are wa' oyojib'äl rech ri nim b'anob'äl. Ri a k'isb'äl k'o jun kachak pa ri a tinamït. Kachapa ri oyojib'äl rech ri kachak ruk' ri a agent pa ri nab'e rech ri a k'ayib'äl — wech man k'o ta chi k'a'am.

Rech chajij rech ja, ri NARPM (National Association of Residential Property Managers) k'o jun directory pa narpm.org rech kach'ob' ri e ajchajil ja pa ri a tinamït.

Jas kach'ojoj ri a oyoj — Jas kach'ojoj ri time zone

Ri e ajchak rech ja pa Estados Unidos k'i kkitzijoj pa 9-11 AM xuquje' 4-6 PM rech ri k'ojlib'äl. Pa ri q'ij (1-3 PM) man k'o ta k'i tzijol. Lunes are q'ij rech kach'ojoj ri kanoq; Viernes are q'ij rech katz'apij k'a'am. Miércoles xuquje' Jueves are ri nim rech a oyoj.

Jas kub'ij wa' rech ri a q'ij?

Wech k'o pa Sydney, ja', are wa' kub'ij oyoj pa tik'il q'ij. Ri b'anob'äl rech ja man kutz'apij ta ri a time zone.

Ch'ob'o: ri Estados Unidos k'o kajib' time zones. Jun ja pa California k'o oxib' juna'am chi rij New York. Kach'ojoj ri a q'ij ruk' ri k'ojlib'äl rech ri a ja (o ri a agent).

Ri k'ayewal rech rajilal (xuquje' ri ch'ojoj)

Jun k'isb'äl k'o 5-10 oyoj: wire verification, k'utunem rech wuj, k'exoj rech q'ij, tzijob'äl pa ri k'isb'äl. Wech kachajij jun ja rech k'aslemal, k'o chi kach'ob' chi ik' ruk' ri a property manager xuquje' oyoj rech k'ayewal.

Ruk' $1.50-2.00 pa jun minuto (rajilal rech oyoj chi rij tinamït), jun oyoj rech 15 minutos kachojmij $22-30. Jun k'isb'äl rech oyoj kachojmij $50-100+. Kachajij jun ja chi junab' chi junab'? Are k'i pwaq pa oyoj.

WorldDialer kachojmij $0.02 pa jun minuto pa US landlines. Ri oyoj rech 15 minutos? $0.30. Jun k'isb'äl rech oyoj? Man k'o ta $5. Man k'o ta jun k'aslemal kachojmij, man k'o ta app rech katzuquj — kachakuj pa ri a browser.

Ri k'ayib'äl rech ja chi rij tinamït rajawaxik k'o jun oyojib'äl ch'ob'om. Man rajawaxik ta jun oyojib'äl k'i rajil.

Jas k'a rajawaxik k'o chawe wech kawoyoj

Ri time zone kub'ij man k'o ta chi katz'apij ri oyoj. Wech kawoyoj:

• K'ojlib'äl rech ja xuquje' parcel number (rech oyoj rech title company)
• Transaction reference o file numbers
• Ri a tzijol rech awib' (passport number rech kach'ob')
• Ri a k'utunem, tz'ib'am — ri k'i tzij k'i rajil wech kachojmij pa jun minuto.
• Lápiz xuquje' wuj rech katz'ib'aj (rajawaxik k'o a tzijol).

Ri a oyonib'äl are ri kachajij awib'

Kachajij jun ja pa Estados Unidos chi rij tinamït man kub'ij ta kachojmij k'i pwaq pa oyoj. Kub'ij kach'ob' che ri oyoj are nim — man k'o ta k'exoj. Ri wire verification xuwi are ri kachajij jun oyojib'äl ch'ob'om, man k'o ta k'i rajil. Ri chajij rech ja kub'an che chi q'ij chi q'ij.

WorldDialer: $0.02/minuto pa US landlines. Man k'o ta jun k'aslemal kachojmij. Man k'o ta app. Kachakuj pa ri a browser. Kachapa ri oyoj, kach'ob' ri wire instructions, katzijoj ruk' ri a property manager, xuquje' kachojmij ri kausaj.

K'o qe chi k'a'am wech rajawaxik qe.